Bizcap has expanded its international operations with the official launch of its US business, bringing its technology-driven funding solutions to one of the world’s largest small business markets. The move provides American businesses with a faster and more flexible way to access working capital while supporting the company’s long-term global growth strategy.
Already established in Australia, the UK, New Zealand, Singapore, Europe and Canada, Bizcap has funded more than 100,000 businesses and provided over $5 billion in capital. Expanding into the United States is another significant milestone for the company and reflects its mission to simplify business funding for small businesses around the world. The launch also introduces a new cost of funds created specifically for the US market.
Bizcap’s funding model is designed to help businesses secure capital without the delays often associated with traditional finance. Applications take only minutes to complete, approvals can be issued in as little as three hours and eligible businesses may receive funding the very same day. Businesses generating at least $20,000 in monthly revenue can qualify, giving more companies access to funding opportunities.
As part of its arrival in the United States, Bizcap has launched its Line of Capital (LOC), offering eligible businesses access to a revolving funding facility of up to $2 million. The product provides ongoing access to working capital, allowing businesses to draw funds whenever needed without reapplying.
The Line of Capital range includes Line of Capital (LOC) Ultra, a solution developed for businesses that repay funding quickly. Customers pay no setup fee and can access a factor rate from 1.02, representing a fixed funding cost, for the first four weeks. The product is designed to provide an efficient source of funding for businesses managing cash flow, investing in expansion or responding to new opportunities.
“Small businesses are the backbone of every economy, yet too many still struggle to access the funding they need to grow,” said Albert Gahfi, Global Co-CEO of Bizcap.
“Bizcap has built a proven funding model that has helped more than 100,000 businesses across multiple international markets access capital quickly and with greater flexibility. We’ve seen that model deliver real results around the world, and we’re confident it will have the same impact for American small businesses.
“Bringing Bizcap to the US is an exciting milestone, and we’re looking forward to helping more business owners access the funding they need to grow.”
Businesses across the country continue to face rising costs, cash flow constraints and more restrictive lending environments. Bizcap’s digital-first funding process is intended to reduce delays by offering a simpler application experience and faster lending decisions.
“The challenges facing small businesses are remarkably consistent around the world,” said Zalman Blachman, Global Co-CEO of Bizcap.
“Many business owners are still underserved by traditional lenders despite having strong growth potential. We believe funding should be more flexible, looking beyond a single credit score to better understand the needs of each business. Line of Capital Ultra reflects the insights we’ve gained through our international experience, and we believe it offers US businesses a practical and competitive funding solution.”
The United States becomes the latest market in Bizcap’s growing international network as the company continues investing in technology, innovative products and experienced local teams to improve funding access for businesses globally.
Businesses can check their eligibility at bizcapfunding.com and receive a funding decision in as little as three hours.
